Emergency Funds (once you have them) generally bore the crap out of me. You stash some money away in a “high interest” savings account or even in a brokerage account* and let it sit, hopefully forever, or until you have need to access cash quickly. They are the pace car of racing. The halftime show […]
Saving Money
Dude, Just Effing Do It
Humans are weird. We know what we should be doing. With all the information constantly smashed into our face its hard not to. We also know how to do it, or at least find the resources we need to make it happen (A.K.A. Google). But we still procrastinate and ignore the common sense voice in […]
FI Action Series: House Hacking and Financial Independence
There are many strategies that can propel your Financial Independence journey that I am not an expert in. Without that insight, the FI Action Series would be incomplete so I have asked some of my friends in the FIRE (Financial Independence – Retire Early) space to lend their knowledge to me and provide an intro […]
Half-Assed Cord Cutting
It’s time to admit that over the course of a year, our cable provider successfully lulled me to sleep and pillaged our bank account. I have to give credit where credit is due, they won the battle. By the time I “cut the cord” and canceled their service we were paying $180 per month for […]
Going Hippie on Real Christmas Trees
It’s December, which means I can talk about Christmas without feeling like I am giving the shaft to Thanksgiving or even Halloween (Retailers next hostile holiday takeover to extend the “shopping season”). I didn’t really feel like writing about Black Friday or Cyber Monday, didn’t think you would want to hear a short story called […]
FI Action Series: Tracking Your Savings Rate
Tracking your Savings Rate is a hotly contested topic in the personal finance space, the arguments have escalated beyond polite disagreement (barely). Which for PF bloggers is the equivalent of a bare-knuckle boxing cage match with no rules against crotch shots. Personally, I love using a savings rate. It shows how you are allocating your income […]
FI Action Series: Where does your Money Go Today?
I know what you are thinking……Looking at spending is going to be a terribly painful exercise. I promise to make it as easy as possible, because frankly. I don’t enjoy tracking our spending either. Especially if I had to do it down to the dollar or penny. Before getting too far into this post, I […]
