Emergency Funds (once you have them) generally bore the crap out of me. You stash some money away in a “high interest” savings account or even in a brokerage account* and let it sit, hopefully forever, or until you have need to access cash quickly. They are the pace car of racing. The halftime show […]
What Are the Cons of Travel Hacking?
Over the last few months, I have started to wade into the deep waters of Travel Hacking. Still definitely an amateur, but we have opened 3 cards already this year and will be doing at least two more before the year ends. As travel hacking gains popularity in the personal finance and financial independence space […]
Are We Back on Track? Q2 – 2018 Net Worth Update
Check-In Time! This makes 10 quarters in a row since I started publishing on this site and the transformation is impressive (2.75 Time the first update). Serves an important reminder to take some time to celebrate the progress we made instead of always looking forward. Some Random updates from the AE household Anxiously awaiting baby […]
5 Things we Optimize to Make Financial Independence Possible
When I was reviewing our savings rate a few weeks ago and licking my chops about the $1k/month we recently freed up by paying off my student loans. I realized that the costs of raising kids eat up a lot of the things we were doing to speed up our Financial Independence timeline. Good thing they […]
Breaking Down Our First Year Child Costs and Experiences in 11 Charts
We have successfully survived a full year of being parents! Still waiting on the certificates, but we are no longer newbies and I am finally confident enough to call us a family pursuing FIRE. Most of you are probably here to see the first year child costs broken down, and you will, but let me […]
Cut The Crap – There are not a MILLION ways to pay down Debt
I pride myself on being as real as possible with anyone who reads this site. Its why I share real-world numbers and examples, its why I acknowledge our well above average income (We worked hard for it, and it cost us a S*%t ton of money in student loan debt, but you should still know […]
How we make $330 = $420 24 Times a Year
After a job change around 6 months ago, Mrs. AE FINALLY got access to her new companies 401K! Some people look forward to Christmas or vacations, I was looking forward to that magic date where we could start contributing more cash to a pre-tax bucket. It was seriously stressing me out and I’m sure that […]
