Category Archives: Investing

Your Money World Should be Ruled by Percentages

Percentages are the great equalizer, it doesn’t matter how large or small the number, when you convert to a percentage you can compare any financial metric. It doesn’t matter if you have 10K or 10 Million, make 30K a year or 30K a month, let percentages guide your decisions. The main reason I love percentages… Read More »

Savings Rate as a Budget

When I think of a traditional budget, there is a spreadsheet with a list of “buckets” that are allocated a portion of your income. Each “bucket” is given an amount that is somewhere between an estimate and a guess (or guestimation if you want to use technical terms). Example: We have never had success guestimating our spending… Read More »

Financial Independence – Starting is the Hardest Part

Apathy is a state of indifference, or the suppression of emotions such as excitement, motivation and passion. The above sentence is from Wikipedia – the most important part is missing. Apathy suppresses Action. You can be motivated, excited and passionate about personal finance, but that only culminates into something amazing when action is taken. Fear… Read More »