Would you be a Millionaire if you stopped investing Today

Being a personal finance nerd, I like to play around with different return rates and account balances over time. I wondered if our investment balance was enough to carry us to millionaire status without adding another penny. The next question that popped into my head was how much we would need to set aside for our… Read More »

From Financial Dumpster Fire to FIRE Pursuant

Long time readers know that we were not in a good place before we got serious about turning our financial life around. But I don’t think I have shared all the parts that contributed to our situation or “Financial Dumpster Fire” as I like to call it. The story is a little on the long side,… Read More »

Find Cheaper Solutions to Expensive Problems

Somedays it feels like the world wants us to blow all our hard earned cash. Shit breaks, banks overcharge, and it costs a ridiculous amount of money to have a family. Awhile back I wrote about Dealing with Spending Outside of you Control. Now I want to take it one step further and Find Cheaper… Read More »

Thanksgiving: More Than Money

Going to keep this short and sweet today as I am anxiously awaiting the early Vikings kick off. The bulk of the content on this site is finding ways to save, earn or invest more money – but I don’t want to lose focus of the “why” factor. The short version is Security, Family, Friends, Growth,… Read More »

15 Tips to Make Future You Happy

I used to rely on my brain to keep everything in my life organized. As we added more activities, bills and general complexity into our life, some of the smaller things started slipping. We started implementing some strategies to make everything easier. Below is a list of 15 things you can do to make future… Read More »

Iterate your way to Financial Mastery

I push for people to take action on their personal finances, it says it in fancy letters right under the name on this site (look up). One of the my favorite lines  is “Knowledge without action is worthless” and I 100% percent believe that. But…. one thing I haven’t spent any time on is, what… Read More »

The 7 Levels of Frugality – Find Your Sweet Spot

After reading 1000’s of posts and articles from across the Personal Finance spectrum combined with some personal experiences I decided to take a crack at The 7 Levels of Frugality. Are there broad generalizations? ——- Yes.   Are they 100% accurate? —— No, but I think most people can peg themselves in a two category… Read More »

Status Update: Baby, Blog and Income

Thanks for checking back in with Apathy Ends, this is going to be a short and sweet post on the action around the AE household. Baby News We had our 20 week ultrasound on Monday and I am happy to announce its a GIRL!!!!!! Mrs AE and future Little AE are both doing great and everything… Read More »

Creating a job you want to do

Joining the workforce directly out of high school or college rarely turns out to be as exciting as people anticipate. Shortly after starting your job, the excitement over your adult paycheck passes and the job itself can drain your happiness. In almost 6 years at my current (and only) employer I have created 2 new… Read More »